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The lender may redeem the check. Actual charge offs are no more frequent than with traditional forms of credit, as the majority of payday loans are rolled over into new loans repeatedly without any payment applied to the original principal The ... Read Article
Payday Lending - JSTOR
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Payday loans in Canada are permitted under section 347.1 of the Criminal Code of Canada, so long as the province of the borrower has enacted sufficient provincial legislation concerning the provisioning of payday loans. In the event that no such provincial legislation exists (as is the case in ... Read Article
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