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Payday loan - Wikipedia, The Free Encyclopedia
The lender may redeem the check. Actual charge offs are no more frequent than with traditional forms of credit, as the majority of payday loans are rolled over into new loans repeatedly without any payment applied to the original principal The ... Read Article

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Refund Anticipation loan - Wikipedia, The Free Encyclopedia
Refund anticipation loan (RAL) At that point the preparer would issue the filer a check for the amount of the expected refund minus a commission. In 1995, RALs are controversial because, like payday loans and title loans, ... Read Article

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San Angelo Federal Credit Union
San Angelo Federal Credit Union 235 W. 1st Street San Angelo, TX 76903 (325) "Payday loans are extremely expensive cash advances that must be repaid in full on the borrower's next payday to keep the personal check required to ... View This Document

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